Stake XRP. Earn 18% APY.

RippleStaking is the leading XRP liquid staking protocol. Users stake XRP and receive stXRP — a liquid, yield-bearing token that earns up to 18% APY through daily Rebase reward distribution. Unlike traditional staking, stXRP retains full liquidity and is composable across the XRP DeFi ecosystem.

stXRP is a liquid staking receipt token issued 1:1 when you stake XRP on RippleStaking. It represents your staked XRP plus all accrued rewards. The token rebases daily — meaning your stXRP balance in your wallet grows automatically every 24 hours as rewards accrue. stXRP can be freely traded, used as DeFi collateral, or bridged while still earning yield.

RippleStaking offers a base APY of 18% for flexible staking (no lock-up). Enhanced tiers are available: 18.80% for 30-day locks, 19.80% for 90-day locks, and up to 22.00% for 180-day locks. The daily reward rate at 18% APY is approximately 0.0493% per day, translating to roughly $0.493 per day on a 1,000 XRP stake at current prices.

The Rebase mechanism distributes staking rewards by automatically increasing your stXRP balance every 24 hours. If you hold 1,000 stXRP, after 24 hours at 18% APY your balance becomes approximately 1,000.493 stXRP — with no action required on your part. This is similar to stETH on Lido. Enable auto-compound to re-stake rebased rewards for compounding returns.

The minimum staking amount is 10 XRP. There is no maximum. The XRP Ledger's minimum reserve requirement (currently 10 XRP) is separate from our staking minimum. Ensure your wallet has sufficient XRP to cover the XRPL reserve after staking. Large institutional deposits over 1,000,000 XRP may qualify for custom APY arrangements.

Yes — for flexible staking (no lock), you can unstake and receive your XRP back instantly, 24/7. For locked positions, unstaking is available after the lock period expires, with principal and all accrued rewards returned in full. Early exit from locked positions is permitted but incurs a forfeiture of pending rewards for the current unlock period — principal is always returned in full with zero penalty.

RippleStaking supports all major XRPL-compatible wallets including XUMM (Xaman), Ledger (hardware wallet), Crossmark, GemWallet, and other XRPL-compatible wallets. For Ethereum-side stXRP usage, MetaMask and WalletConnect are supported via our cross-chain bridge integration.

RippleStaking generates yield through multiple sources: XRP Ledger validator node rewards, XRP liquidity provision on decentralized exchanges, cross-chain bridge liquidity incentives, and DeFi lending protocol integrations. All yield sources are disclosed on-chain and are publicly auditable. The protocol uses diversified strategies governed by the RippleStaking DAO to maintain the target APY.

RippleStaking charges zero protocol fees on staking or unstaking. A small performance fee of 5% of earned yield only is deducted before rewards are distributed — meaning the displayed APY is net of fees. The only other cost is the XRP Ledger transaction fee, which is typically 0.00001 XRP (one drop), making it essentially free.

Yes — stXRP is designed to be fully composable in DeFi. You can use stXRP as collateral in lending protocols, provide stXRP/XRP liquidity on DEXs for additional trading fee income, bridge stXRP to Ethereum for EVM DeFi access, or use it in any protocol that accepts ERC-20 or XRPL tokens. All while your stXRP continues rebasing and earning the full 18% APY simultaneously.

Yes. RippleStaking smart contracts have been fully audited by independent security firms with zero critical vulnerabilities found. The full audit report is publicly available in our documentation. Smart contracts are open-source and verified on the XRPL explorer and Etherscan. A $2M bug bounty program is active for ongoing security research.

wXRP (wrapped XRP) is a simple 1:1 representation of XRP on other blockchains — it holds its peg but does not generate yield. stXRP is a yield-bearing liquid staking token — it also maintains a 1:1 peg to XRP but additionally accrues 18% APY via daily Rebase. stXRP is strictly superior to wXRP for holders who want to earn yield without sacrificing liquidity.

Auto-compound automatically re-stakes your daily Rebase rewards back into your principal position. This means your stXRP rewards themselves begin earning 18% APY immediately, creating a compounding effect. At 18% APY with daily compounding, the effective annual yield is approximately 19.72% EAPY. Auto-compound is enabled by default for all new positions and can be toggled in the dashboard.

stXRP is a portable, standard token — transferring it to another wallet moves all associated staking rewards along with it. The receiving wallet will immediately begin receiving daily Rebase rewards on the transferred stXRP balance. There are no transfer restrictions, no cooldown periods, and no loss of accrued rewards when transferring stXRP between wallets.

Yes. RippleStaking is governed by the RippleStaking DAO, a decentralized community of stXRP holders who vote on protocol parameters including APY adjustments, yield strategy allocations, fee structures, and new feature deployments. Governance voting power is proportional to stXRP holdings. All governance proposals and voting results are permanently recorded on-chain.